中國公布P2P借貸新規

中國在周三宣布新的規定，對國內規模達600億美元的P2P借貸市場加強監管。此前，由于監管不力，這一市場充斥著各種丑聞和欺詐。

由中國銀行業監督管理委員會（CBRC）、公安部、國家互聯網信息辦公室、工業和信息化部聯合發布的文件中，包括P2P借貸平臺不得吸收公眾存款、歸集資金設立資金池、不得自身為出借人提供任何形式的擔保等規定。

該文件在北京召開的一次新聞發布會之前公布。

根據新規定，P2P借貸公司也不得發售金融理財產品，不得開展資產證券化活動，借貸公司的投資者資金必須由第三方銀行托管。

今年四月份，中國國務院通過了一項計劃，決定對國內增長迅速、監管松懈的互聯網金融行業進行專項整治，因為該行業正在造成日益加劇的金融風險和潛在的社會動蕩。

（財富中文網）

譯者：劉進龍/汪皓

China?announced new rules on Wednesday to tighten regulation of the country’s $60 billion peer-to-peer lending sector, which has been dogged by scandals and fraud due to loose oversight.

Among the rules, P2P platforms will not be able to take public deposits, nor create asset pools, nor provide any forms of guarantee for lenders, according to a joint document issued by the?China?Banking Regulatory Commission (CBRC), Ministry of Public Security, Cyberspace Administration of?China?and the Ministry of Industry and Information Technology.

The document was distributed ahead of a news conference in Beijing.

Under new rules, P2P firms will also not be able to sell wealth management products, nor issue asset-backed securities and firms will have to use third-party banks as custodians for investors’ funds.

The new regulations follow the April passage of a plan by the State Council,?China‘s cabinet, to clean up the country’s rapidly growing but loosely regulated online financial sector, which is causing growing financial risks and potential social unrest.