美國500強2012十大牛股

第9名 美國銀行

股票代碼：BAC

今年迄今股價漲幅：92.2%

市值：1,144億美元

《財富》美國500強排名：13

????度過了艱難的2011年之后，美國銀行（Bank of America）2012年開始得益于美國樓市復蘇和貸款環境的改善。

????今年，得益于新增按揭和企業貸款增加，該行的營收和利潤都出現了強勁增長。

????美國銀行還掃清了一些障礙，包括與股東就其收購美林（Merrill Lynch)達成23億美元的和解。

????但是這家銀行目前還沒有完全脫離困境。（已逾期或違約的）危機前貸款高昂的成本蠶食了它的利潤。

????10月份，美國銀行又新增了一項訴訟地雷，美國政府指控該行向消費者出售存在缺陷的抵押債。

????目前，這家公司看起來情況還不錯，但股價還有很長的路要走。當前股價較2006年的歷史高點55.08美元仍然低了81%。

#9 Bank of America

Ticker:?BAC

YTD stock performance:?92.2%

Market cap:?$114.4 billion

Fortune 500 rank:?13

????After a rough 2011,?Bank of America(BAC,?Fortune 500)?has benefited from a housing rebound and a better lending environment.

????The bank's revenues and profits got a healthy boost this year from?new mortgage originations?and an increase in corporate lending.

????Bank of America also cleared a few hurdles, including a $2.3 billion settlement with shareholders related to its acquisition of?Merrill Lynch.

????But the bank isn't completely out of the woods. Those profits were offset by high costs for servicing pre-crisis loans that were delinquent or defaulted.

????Bank of America also added another potential litigation landmine in October, when the?U.S. government initiated a lawsuit?against the bank for allegedly selling defective mortgages to consumers.

????The company appears to be on the right path, but the stock still has a ways to go. Shares remain 81% below their 2006 all-time high of $55.08.